What is Affirm?
Affirm is a financing alternative to credit cards and other credit payment products. Affirm offers financing for purchases online. With Affirm, you can buy and receive your purchase now, and pay for it in fixed monthly installments.
Shop & Add To Your Shopping Cart
Shop our site and add what you want to your shopping cart. There is no minimum shopping cart value to qualify for Affirm financing.
Select Affirm as a Payment Option
Once you're finished shopping, and you've added all of your selections to your shopping cart, check out. As a payment option, select Affirm. You'll be redirected to Affirm. Follow the steps provided there to apply. Once your loan is complete, your order will be processed automatically.
What is required to have an Affirm Account?
Affirm offers clear, simple financing for your American Racing Headers purchases in just a few clicks:
1. Be 18 years or older.
2. Have a valid U.S. or APO/FPO/DPO mailing address (excluding overseas territories).
3. Have a valid postpaid US mobile number that can receive SMS texts. The phone number must be registered in the customer's name, and we cannot accept VOIP numbers at this time.
4. Provide name, email, valid mobile number, birthday and last 4 digits of SSN to help us protect and verify the customer's identity.
Does Affirm do a credit check, and how does it impact my credit score?
Affirm performs a "soft credit check" which will not affect your credit score. The soft credit check only allows Affirm to help verify your identity and determine your eligibility for financing. If you apply for more loans with Affirm, we may perform additional ‘soft’ credit checks to ensure that we offer you the best financing options possible, but there is no affect on your credit score.
Why Was I Denied Financing by Affirm?
If Affirm was unable to approve your application, Affirm will immediately notify you of the decision and denial reason via a secured message. For your privacy, only Affirm can provide information regarding your financing and application status. If you have an existing account, you may login to your account at www.affirm.com/account or contact Affirm via email at firstname.lastname@example.org for further information.
Why was I prompted for my checking account information?
Affirm sometimes requires additional information to consider a credit application. Such information may include an active checking account, which helps us verify a customer’s identity and ability to repay the requested loan. If the customer was prompted for this information but does not provide it, Affirm will be unable to approve the credit application.
Why was I prompted for a down payment?
We try hard to approve every purchase with Affirm but sometimes we can’t approve the full amount. When this happens, we provide a debit card down payment option so that the customer may still complete their purchase right away.
How do I make my payments?
Before each payment is due, Affirm will send you reminders via email and SMS that will include the installment amount that is coming due and the due date. You can also sign up for autopay so you don’t risk missing a payment.
Please follow these steps to make a payment:
1. Go to affirm.com/account
2. You will be prompted to enter in your mobile number where you will be sent a personalized security pin.
3. Enter this security pin into the form on the next page and click “Sign In.”
4. You’ll now see a list of your loans and payments coming due. Click on the loan payment you would like to make.
5. You can make a payment utilizing a debit card or ACH bank transfer.
Subject to credit check and approval. Down payment may be required. For purchases under $100, limited payment options are available. Estimated payment amount excludes taxes and shipping fees. Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC. See www.affirm.com/faqs for details.